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Can I change my car?

Getting a new car?

Written by Craig Dye

Yes, you can switch the vehicle on your policy, but it's not a quick in-app edit like updating your mileage or address.

A different vehicle means a different rate, we can't just swap it on your existing policy. Here's what actually happens: we cancel your current policy and issue a new one for your new vehicle, with the same carrier and no gap in coverage. Your new policy starts the moment the old one ends, so you stay covered the whole time.

One important thing to know: your policy number will change. Your billing and policy documents will move to the new number going forward.

Here's how to make the switch:

  1. Open the app and start a chat with our Policy Service team, or give us a call

  2. Give them the VIN for your new vehicle

  3. Choose your coverage package and any add-ons for the new vehicle. This is a good time to revisit your coverages

  4. Review your new quote and take care of anything still needed, like a new odometer photo or a change to your account balance

  5. Confirm the change

Once it's done, you'll get an email with your new policy documents and your new policy number.

You won't find a "change vehicle" option under "Make a change" for an active policy. That's expected, our Policy Service team handles vehicle changes directly so nothing gets missed.

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