Uninsured motorist coverage is part of a car insurance policy that helps pay for your medical bills if you're hit by a driver who doesn't have car insurance. Typically, when you're in an accident and the other driver is at fault, their auto liability coverage would help pay for your medical bills or repairs to your car. But if the at-fault driver doesn't have car insurance you may have to pay out of your own pocket for those expenses. That's where Uninsured coverage may help.

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