Just Insure sells one month (30-day) per mile auto insurance in Liability Only and Full Coverage polices. We also sell three month (90-day) auto-renewing Full Coverage polices. When you sign up, we use the data from your driving license and your answers to a few questions, to give you an initial price per mile. We’ll then determine how much you drive, and the quality of your driving during the course of your policy and use this data to provide a rate of pay for the next policy period.

We determine from your phones sensors how much you drive, whether you speed, stop at stop signs and the like to understand your driving habits. 

When its time to get a new policy period, we’ll send you a message. Hopefully this will be good news and your per mile rate is lower than before! 

But sometimes we’ll tell you that you’re not driving as safely as you could and that we’re going to have to charge you a higher price in future. But we’re also going to advise you on how you can improve your driving habits and lower this cost. That way, you’ll be a safer driver (which we like), and you’ll pay less (which you’ll like). 

You are never locked in, and we’ll never change your rate during the active policy period. We’ll always be transparent with costs so you’ll know exactly where you stand.