You’re probably thinking “how do I know what’s safe and what’s risky driving?” Well, if you make smart driving choices: driving at the speed limit, not 20 miles an hour above it; stopping at stop signs; keeping an appropriate distance from the car in front of you; taking an Uber home from the bar at 1am. Well, if you make those smart choices, then your insurance rate should drop – perhaps dramatically.
And if you make risky choices such as constantly changing lanes to get to the destination four minutes quicker; doing 40 miles per hour in a 25 zone; ignoring stop signs. If you do those things, well, your insurance rate should reflect that. (Disclaimer: if you do these things, you probably should buy your insurance from someone else.)
What is good driving?
What is good driving?

Written by Murray Macdonald
Updated over a month ago