You can update the coverages on your policy right in the app, no need to cancel and start over. From the policy details screen, tap "Make a change" to start an update. The App will walk you through the details that affect your coverage (like your vehicle or driving history) and generate an updated quote reflecting your new coverage choices.
If you have a Pay-Per-mile policy, making a change requires an updated odometer reading, and this may result in additional costs or credits to your account balance depending on the miles you've driven so far.
Once you review and accept the updated quote, the App will show you what's left to do before your new coverage takes effect. If you're adding comprehensive and collision coverage to your vehicle, there's an extra step: you'll need to take photos all around your car before the change can go into effect. Make sure your car fills the App camera and each body panel is clearly visible. That's it!
Your policy updates in place. There's no new account balance requirement to start over, and no gap in coverage while the change is processed.
Note - Some changes aren't yet available to make directly in the App. If you don't see the option you're looking for under "Make a change," reach out to our Policy Services Team by chat, text, or phone and they'll take care of it for you.
In conclusion... changing your coverages is as easy as tapping "Make a change" in the app. If you ever have any questions, you can always reach out to our Policy Services team by chat, text or phone.